Feeling comfortable in your own skin is wonderful. Being able to breeze through getting ready each day? Also wonderful. Here are some ways to simplify your routine, leaving you looking great and feeling confident.
Banish Unwanted Hair
Excess hair on the face or body can be a real downer. Typical removal methods such as waxing or depilatories can be pretty damaging to the skin — and the hair grows back, meaning another step in your routine. There are other more effective ways to remove this hair! Setting up a complimentary consultation for laser hair removal San Francisco could be the first step, especially if you have a darker skin tone. Laser therapy has shown success and it’s more affordable than you might think.
Work With What You Have
Maybe your hair is curly, maybe it’s straight, or maybe it’s neither one. Maybe it’s going grey or maybe you can’t remember what your natural color is. Have you ever thought about just letting your hair do its thing? There’s an incredible selection of styling products available made to work with whatever type of hair you have naturally, hopefully leaving you happy with the results. Best case scenario? You learn to love your hair, your confidence soars, and you spend less time fighting with it. Try it out.
Look for Versatility
If your vanity is overrun by bottles of this and tubes of that and your routine eats up more time than it should, it might be time to reevaluate how you do things. Searching for products that can perform double or triple duty is a great way to simplify your routine… think face color that tints cheeks and lips. Another bonus? Less clutter!
Making adjustments to your routine can save you time and make you feel amazing. What are you waiting for?… Read More...
If you have insurance, you’ve most likely received an explanation of benefits (EOB) in the mail after you’ve received medical care. Outside of noting the this-is-not-a-bill notation at the top of the statement, many people most likely disregard this piece of paper for lack of understanding and potential lack of care. However, examining your explanation of benefits is an important step in ensuring you are being charged according to your insurance plan, as well as help ensure the bills you receive in the future are accurate.
Incurring the Charges
Everything about your medical visit is tracked through the hospital’s chargemaster management program. Physicians use these programs to record the cost of your visit: procedures, supplies, drugs, tests, and services, along with any additional costs associated with equipment that was used. This populated list is then sent to insurance companies, who use the information to create an explanation of benefits.
Receiving the Explanation of Benefits
Once you receive the explanation of benefits, there are four main categories that can help explain what you will be charged and for what services:
1. Service description – description of the services you received.
2. Paid by the insurer – the amount the insurance company will pay to the provider on your behalf.
3. What you owe – the amount you owe, after insurance has paid their portion. This is what you should see on the actual bill from the hospital, once it arrives.
4. Remark – sometimes written as code, the remarks section will provide further information about the charges and what was or was not covered by insurance.
Once you understand the EOB, you can compare it with your insurance plan to make sure you are being charged correctly. The EOB statements can also help you track your deductible amounts so you know when you have reached your maximum out of pocket charges.
Learning to decipher an EOB may seem like learning a new language at first, but digging in just a little bit can help in a big way. Remember, your insurance company is there to help as well, so don’t be afraid to reach out and ask questions directly of them if you need to. … Read More...